About the job
The Credit Analyst's main mission is to produce high-quality Credit Proposals in a timely and efficient manner to enable BNP Paribas Corporate Coverage to do new business with clients, such as gaining credit committee approval for new business, managing exposure to credit risk and meeting its regulatory requirements through Annual Reviews.
Your Main Activities Are
Assess Counterparty and Credit Risk Collect and monitor key information on clients, such as annual reports, financial statements, and web site information, while requesting and analysing internal inputs for business line memos.
Liase with Relationship Managers to gain in-depth knowledge of client environment, strategy management, resources and financials.
Analyse and summarise the counterparty and credit risk on clients and prospects.
Prepare Credit Proposals Complete Credit Proposals compliant with guidelines, quality standards and policies.
Participate in the continuous improvement of credit process efficiency.
Monitor Credit Risk Ensure the follow-up of client exposure and monitor global credit risks by alerting on any changes in ratings, any major events, or material evolutions.
Monitor client's covenants, strategy implementation, and risk profile.
Maintain portfolio reports and use proactively the internal credit tools.
Profile and Skills to Success
Bachelor's degree in Economics, Finance, Accounting or any related fields.
At least 2 years of experience in Financial Analysis or Financial Advisory.
Excellent communication skills and fluency in English, both written and oral.
Proficiency in Microsoft Office tools, particularly Excel.
Attention to detail with an analytical approach with the ability to synthesize.
Ability to collaborate with others.
Why joining BNP Paribas?
BNP Paribas is the European Union's leading bank and a key player in international banking. It operates in 63 countries and has nearly 183,000 employees, including more than 146,000 in Europe.
In Portugal since 1985, BNP Paribas today has more than 8,700 employees, distributed across the Group's 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
Thanks to its international presence and regular collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success.
BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation.
At BNP Paribas we care about our employees' wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, which is fundamental to recharge both physically and mentally.
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment.
Please note that only applications submitted in English will be considered. In case you are selected for this role, further documentation will be requested to support your hiring process.
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