.Company Description Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide. Natixis in Portugal is part of the Global Financial Services division, where it applies technology for the development of financial expertise in its two global business lines – Corporate & Investment Banking and Asset & Wealth Management – and, transversally, for the entities of Groupe BPCE. The Centre of Expertise, based in Porto, currently has more than 2,400 employees from over 30 nationalities, organised in three main departments: Information Technology, Banking Support Activities and Compliance. These teams work in an integrated, inclusive and transversal way, supporting and creating value for all the business lines and platforms of the group. The project in Porto is one of the biggest investments in Human Resources ever made by Groupe BPCE worldwide. A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem. In 2024, Top Employers Institute has awarded Natixis in Portugal the Top Employer Portugal accreditation for the second time. This certification recognizes excellence in people practices, following the example of our head office, in France, who was certified Top Employer France for the eight year in a row. Job Description The Middle Officer manages a portfolio of financing operations in which Natixis is a lender, from their closing (implementation) to their final repayment by the borrower. The main duty of the team is to ensure that, all along its lifecycle, each financing operation complies with the terms of Natixis credit decision and that the legal documentation (financing contract ) is properly executed by both Natixis and the borrower. Main tasks and goals : Analyzing and preparing the new financing operations in cooperation with the Front Office, Legal Department and the Back Office; Monitoring the borrower's obligations as per the legal documentation (KYC, guarantees, covenants…); Managing the events that may occur during the lifecycle of the financing operation (drawdowns, renewals, waivers, amendments, prepayments/repayments, restructuring…) in cooperation with the Back Office and Front Office; Producing and checking reports in relation with the managed operations. Qualifications Master in Finance, Economics, Management or Law; Financing Operations (preferred); Banking environment (1-3 years); Middle Office Financing(1-3 years); Microsoft 365 (advancedKnowledge); Legal (preferred);Financings (preferred); Risk (notions); Fluent English (mandatory), French and Italian are a plus
