About NiCKEL
NiCKEL is one of Europe's great success stories in the Fintech industry and has become a well recognized actor for financial inclusion. Thanks to a unique distribution model, everyone can open a current account in only 5 minutes in a local store around the corner.
What drives us at NiCKEL?
Offering a simple and useful payment alternative to pay and get paid.
Launched in 2014, NiCKEL has already opened more than 3 million accounts and has more than 9000 participating stores, transformed into small agents in Europe. We employ more than 830 employees across 5 countries.
About the Position
The position is based in Lisbon. Within the NiCKEL RISK department, the Operational Risk Officer for NiCKEL Portugal will contribute to the oversight of NiCKEL Portugal operational risk management including data protection frameworks and will be directly reporting to the ORO's Manager of NiCKEL.
The RISK department is an integrated second-line-of-defense function acting both as guarantor of the risk management framework and as a partner to the Business Units in the development of the business. As of today, the RISK department is composed of 7 people (including one Data Protection Officer), currently overseeing operational risks and data protection topics.
The Operational Risk Officer of NiCKEL Portugal is primarily responsible for:
Playing a key role in the team by actively participating in the identification and assessment of the local risks faced by NiCKEL Portugal in its payment activity.
Being the risks and data protection referent representing locally the RISK department by attending executive committees and other Group committees.
Ensuring the robustness of the local control framework aiming at monitoring and mitigating operational risks. Participating in cross-functional projects with the Business Units and other integrated functions (Legal and Compliance).
In coordination with both NiCKEL Data Protection Officer (DPO) and the Territory Data Protection Officer (T-DPO), acting as a local Data Protection Correspondent (DPC) to ensure that the organization processes any personal data in compliance with the applicable data protection rule.
Having a transversal role within NiCKEL and NiCKEL RISK function by acting as a subject matter expert on the permanent control framework.
This position will require travels to the head offices based next to Paris (France) on a regular basis.
About the Profile
The ideal candidate should have the following profile:
At least 5 years experience in banking or payment industry with a control function background.
Portuguese and English are mandatory, French is a plus.
Team player.
Integrity & Accuracy.
Independent.
Problem solving & decision-making capacity.
Reliability.
General knowledge of applicable regulatory framework.
If you want to join a European Fintech and a dynamic team, apply online!
Job Description
Function: Operational RISK Officer
Department: RISK FPE
Reporting Line: RISK Manager
Description
Within the FPE (Nickel) RISK department, the Operational Risk Officer, based in Portugal (Lisbon), will contribute to the oversight of NiCKEL Portugal operational risk management including data protection frameworks.
The RISK department is an integrated second-line-of-defense function acting both as guarantor of the risk management framework and as a partner to the Business Units in the development of the business.
Main Responsibilities:
Define and ensure the appropriate implementation of a coherent, comprehensible and accountable ORM (Operational Risk Management) framework within the Portuguese entity.
Check and challenge the identification and assessment of risks (including control plans) carried out by LoD1 in the Portuguese entity and ensure compliance with overall documentation.
Give their opinion on any derogations from the overall system.
At the appropriate level, check that the control library defined by the Business Lines, transversal activities or other Functions and that the local control plans are in line with the Group's rules.
Formulate its opinion on derogations from the first line of defense control framework.
Carry out an independent challenge of the first line of defense control framework, based on a risk-based approach.
Contribute to the process of managing historical incidents, in particular by challenging local processes for identifying root causes and associated action plans, and monitoring their implementation.
Ensure that incidents are correctly identified, including an estimate of their impact, recorded and updated in the tools, within the defined deadlines.
Check and challenge historical incidents recorded by the first line of defense within the set deadlines.
Supervise the action plans of the first line of defense and monitor their implementation as well as that of the recommendations of the supervisory bodies or the General Inspection.
Investigate, alert, escalate and report to the appropriate management level any operational risk incident or recurring weakness, including in the organisational system.
Provide periodic and ad hoc reports on operational risk components for management and regulatory purposes.
Contribute to providing a vision of the entity's risk profile for Nickel's management and for the Group.
Ensure correct management of local Data subject rights processing and contribution to DPA complaints.
Contribute to local Data breach management and to the DPA notification GDPR reporting.
With the help of the DPO, continuously train the local team.
Key Skills
Knowledge of organisation, business & processes.
Ability to multi-task/project.
Ability to meet deadlines.
Ability to listen and analyse.
Thoroughness and attention to detail.
Team spirit.
Proactive.
Autonomy.
Ability to cooperate.
Ability to express opinions clearly and fluently.
Analysis / Synthesis.
Perseverance / tenacity.
Ability to sound the alarm.
Office tools.
Risk culture.
Regulatory.
English/Portuguese.
French is a plus.
Job ID 12357576
ABOUT COMPANY
BNP Paribas
Paris, France
182656 Employees Corporate Banking
Acteur majeur de la scène financière européenne et mondiale, le Groupe BNP Paribas a pour mission de contribuer à une économie responsable et durable ...
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